Medicare Advantage Plans
To understand more what a Medicare Advantage Plan is, you must first have Medicare. Medicare is a national/federal insurance program in the United States of America. We get Medicare by age 65 or disability. Any further information is found on their website
Medicaid on the other hand should not be confused with Medicare. Medicaid is State funded for people with limited income. If you need to apply for Medicaid then click https://www.myflorida.com/accessflorida.
Is it possible to have both Medicare & Medicaid at the same time? The answer is yes, but you must apply and qualify!
Medicare Advantage or Part C Medicare
Medicare Advantage is administered by a private insurance company, which has all the benefits of Medicare and MUCH MORE. Includes Part A, B and D, all in one plan, simply put.
What are some of the features included in a Medicare Advantage Plan?
- Doctors- Primary, Specialists, Providers
- In and out of network coverage
- Hospitals- inpatient, outpatient
- ER/Urgent Care
- Gym membership to keep you in shape
- OTC monthly allowances
- And much more
HMO vs PPO
HMO (Health Maintenance Organization): In network coverage only, referral is needed in most plans from primary doctor. Lower copays.
PPO (Preferred Provider Organization): In and out of network coverage. No referral is needed. Higher copays.